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Who are Klarna?

Klarna are the provider for easy payment services to more than 100,000 online stores, helping you to spread the cost of your purchase over 3 interest free installments.

Ride now, Pay later.

Cycle King & Hawk Cycles Store is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA. Please spend responsibility. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time.


Select Klarna 'Pay later' at checkout.


Enter your address, email, phone number and card details.


The first part of the payment will be taken from your card when your goods are shipped.


Receive your bike and enjoy!


The remaining payments will be taken at 30 and 60 days. You will receive notifications when payment is due and when it is collected.

Pay later in 3

  • Ride now, pay over time.
  • Pay the first third at purchase and the next two at 30 and 60 days.
  • Monthly payments are collected automatically from your chosen payment method.
  • No interest or fees.

Shopping with Klarna

Klarna is simple, safe and secure. With Klarna's Buyer Protection, you only pay for goods that you receive. If you do not receive what you ordered, please call our customer service team.

Using Klarna is easy, all you need is:

  • A UK bank account
  • A UK residential address
  • To be 18 years of age or over
  • To review your monthly statement and latest purchases, visit, or download the Klarna app. For further assistance, feel free to contact Klarna via phone or by using their online chat service. See Terms and Conditions
    Local number: 0203 0050 833
    Freephone number: 0808 1893 333


    How long does it take to get a decision on whether I can qualify for finance?
    Normally within 3 minutes.
    When can I collect my items?
    In most cases, you can take your items immediately. We will let you know if this isn't the case, though.
    What if I change my mind?
    If it is within 14 days, and you have not collected the bike, you will be eligible for a refund of your deposit.
    What if I want to keep the bike but not use the finance?
    If the bike has been collected, we cannot refund it. However, if it is within 14 days of purchase, you can cancel the finance without any change and pay for your bike using another payment method.
    Is there a limit I can spend on finance?
    Yes - we are only able to offer finance up to £3000.
    Can I call you to make my payment?
    Sorry but Klarna can only collect your payments through direct debit.
    What if I have a problem?
    Please feel free to contact Klarna on 020 300 50833.