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Finance Information

Collections Finance Information

Cycle King – Finance Information

Cycle King works with V12 Retail Finance to offer simple, interest-free payment options on selected purchases. Below you’ll find full details of eligibility, how to apply, repayment information and frequently asked questions.

Our Finance Provider

Cycle King offers finance through V12 Retail Finance (“V12”), one of the UK’s leading Retail Point of Sale credit providers.

If approved, your Credit Agreement will be with Secure Trust Bank Plc, administered by V12 Retail Finance.

V12 Retail Finance is authorised and regulated by the FCA (Reg. 679653).
Secure Trust Bank Plc is authorised by the PRA and regulated by the FCA and PRA (Reg. 204550).

Interest-Free Finance Options
  • 0% interest over 6–12 months
  • Minimum loan: £250
  • Maximum loan: £15,000
  • Deposit: 0% – 50%
  • First payment around 30 days after delivery
Representative Example – 12 Months Interest Free

Cash price: £1,000

Deposit: £100

Total credit: £900

APR: 0%

Monthly repayment: £75

Total payable: £1,000

Eligibility Criteria
  • 18 years or older
  • UK or Jersey resident for 3+ years
  • Employed, self-employed, retired, student or homemaker
  • UK bank account & valid email address

Pay with Klarna at Cycle King

Prefer a shorter-term payment option? Klarna lets you spread the cost with Pay in 3 interest-free instalments or Pay Later, available at checkout on eligible orders.

Learn more about Klarna

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